School bus accidents are unfortunately found among common tragedies that we see routinely each year on the news. These types of accidents in particular pose unique threats to safety due to the lack of safety features that are regrettably absent within the structure of a bus. Restraint systems such as seat belts are usually not found within the vehicle and if they are, they are usually in the form of a lap belt only and not the standard three point configurations seen in passenger vehicles. Low seat backs are a distinguishing feature in most school buses. This type of feature poses a great danger for passengers due to the lack of head protection which increases the chances for severe whiplash in case of an accident.
Children And School Bus Accidents
Accidents where children get injured while going to school, traveling on a school trip or sporting transfer in a school bus are in particular very troubling. The operator of a school bus usually has a manual that spells out the standard of care that operators should oblige to as a means to guarantee passenger safety. Regardless of whether it is spelled out in a manual, the driver of the school bus must adhere to the highest standard of care to ensure the safety of the passengers. This means making sure that everyone is seated correctly and to drive in a cautious manner.
Most school districts contract the transportation of students under independent bus companies. These independent bus companies usually have insurance that covers an incident that may occur if they are at fault. Medical bills however, will be apportioned to the insurance company that the parents or resident relatives carry that cover the child on the bus. In other words, a child injured in a bus accident must use the medical coverage of any relative that they reside with. If there is more than one insurance policy in the household then those companies pay the bills on a pro rata sharing system. If no policy exists at home, then the school bus insurance is responsible for medical bills also.
At the Law offices of Greg Prosmushkin, PC, our lawyers have handled many accidents involving School buses. We know the subtleties of the insurance coverage and what experts are appropriate for your case. The Consultation is free so give us a call.
Renting a School bus for private party
There are times where a school bus is used for a private party. The bus company that services these kinds of rentals should have insurance for the bus but in some cases, separate insurance is contracted for by the people renting the bus. This is appropriate for graduation parties, bar mitzvahs, bachelor and bachelorette parties and the like. Accidents where the bus is rented by a private party can be complicated. This is especially true in these cases where insurance issues can get very complicated. The attorneys at Greg Prosmushkin, PC have experience with these types of claims. If you or a loved one were involved in an accident with a school bus, please contact our office for a free consultation.
This content was written on behalf of Greg Prosmushkin.