Lawyer for Uber Accident in Philadelphia
Uber, Lyft and Sidecar, are popular commercial ride-hailing services that allow riders to hail a private taxi with the touch of a button on their smartphone application. Because commercial ride-hailing services like Uber and Lyft are so popular, we are seeing more and more instances of these cars being involved in accidents. These services both driver and company have a duty to protect the safety of their passengers and they must have adequate insurance coverage in the event of an accident. If you were involved in an accident with an Uber or Lyft driver either as a passenger or in the other vehicle, you should consult a Lawyer. At the Law Offices of Greg Prosmushkin, PC, we offer free consultations. Take advantage of your free consultation and call The Law Offices of Greg Prosmushkin to evaluate your claim.
What is the difference between Uber and taxicab services in terms of insurance?
Uber and other ride-hailing service drivers use their own personal vehicles as part of the ride sharing process. These drivers are not employees of the ride sharing company; rather, they are considered independent contractors. Like every other vehicle on the road in the Commonwealth of Pennsylvania, vehicles used in ride-hailing services are required to have insurance coverage. However, since these are private owners using their own personal cars, some insurance companies may deny claims because the car is not being used for personal use, rather, it is being used for a commercial purpose. Without some commercial policy covering a loss, there is a serious question as to whether a driver in the ride share company, a passenger or the other vehicle will have coverage based upon this mixed use. If you or a loved one have been involved in an accident with a ride-hailing service like Uber or Lyft, contact the experienced attorneys at Greg Prosmushkin, PC for a free consultation to evaluate your claim.
Currently, Uber takes the position that a passenger or driver of the other car is covered for Uber's commercial policy. This may not apply to the driver of the car you are in. The issues for compensation are complicated when using a ride sharing Car Company and if you or a loved one were involved in a car crash, call the Law Offices of Greg Prosmushkin, PC. The consultation is free.
Luckily, ride-hailing services maintain insurance policies that change upon the phase of the ride. For instance, Uber maintains a commercial policy with one million dollars of liability coverage per accident once the driver agrees to pick up a rider. This coverage continues until the trip is complete and the rider reaches his destination. In between trips, most drivers' personal insurance provides coverage. Specifically, Uber drivers are backed by an additional policy for bodily injury. Uber also maintains one million dollar insurance coverage for uninsured or underinsured motorists. It is safe to say that if you or a loved one has suffered an injury as a result of an accident with a ride-hailing service, with the proper assistance and help from the attorneys at Greg Prosmushkin, PC your claim will be a success.
This content was written on behalf of Greg Prosmushkin.