Jump to Navigation

Uber Accident Lawyer

Lawyer for Uber Accident in Philadelphia

Uber, Lyft, and Sidecar are popular commercial ride-hailing services which enable riders to hail a private taxi with the touch of a button on their smartphone application. Because commercial ride-hailing services like Uber and Lyft are so popular, we are seeing more and more instances of these cars being involved in accidents. With these services, both driver and company have a duty to protect the safety of their passengers, and must also have adequate insurance coverage in the event of an accident. If you were involved in an accident with an Uber or Lyft driver either as a passenger or in the other vehicle, you should consult with a Lawyer. At The Law Offices of Greg Prosmushkin, P.C., we offer free consultations. Take advantage of your free consultation; call The Law Offices of Greg Prosmushkin, P.C. today to evaluate your claim.

What Is the Difference between Uber and Taxicab Services in Terms of Insurance?

Uber and other ride-hailing service drivers use their own personal vehicles as part of the ride sharing process. These drivers are not employees of the ride sharing company; rather, they are considered independent contractors. Like every other vehicle on the road in the Commonwealth of Pennsylvania, vehicles used in ride-hailing services are required to have insurance coverage. However, since these are private owners using their own personal cars, some insurance companies may deny claims due to the fact that the car is not being used for personal use, but instead for a commercial purpose. Without some commercial policy to cover a loss, there is a serious question about whether a driver in the ride share company, a passenger, or the other vehicle will have coverage based upon this mixed use.

Currently, Uber takes the position that a passenger or driver of the other car is covered for Uber's commercial policy. This may not apply to the driver of the car you are in. The issues for compensation are complicated when using a ride sharing car company.

Fortunately, ride-hailing services maintain insurance policies that change upon the phase of the ride. For instance, Uber maintains a commercial policy with one million dollars of liability coverage per accident once the driver agrees to pick up a rider. This coverage continues until the trip is complete and the rider reaches his destination. In between trips, most drivers' personal insurance provides coverage. Specifically, Uber drivers are backed by an additional policy for bodily injury. Uber also maintains one million dollar insurance coverage for Uninsured or Underinsured Motorists. It is safe to say that if you or a loved one has suffered an injury as a result of an accident with a ride-hailing service, then with the proper assistance and help from the lawyers at The Law Offices of Greg Prosmushkin, P.C., your claim will be a success.

This content was written on behalf of Greg Prosmushkin.

Free Consultation

Tell Us About Your Case

Bold labels are required.

Contact Information

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.


Office Locations

The Law Offices of Greg Prosmushkin, P.C.
9637 Bustleton Avenue
Philadelphia, PA 19115

Phone: 215-673-7733
Fax: 215-673-7933
Philadelphia Law Office Map

The Law Offices of Greg Prosmushkin, P.C.
1142 Brunswick Avenue
Trenton, NJ 08638

Phone: 609-257-4976
Fax: 609-656-1411
Trenton Law Office Map

The Law Offices of Greg Prosmushkin, P.C.
538 Street Road, Suite 200
Southampton, PA 18966

Phone: 215-297-6333
Southampton Law Office Map