The best drivers in the world can still end up in car wrecks due to someone else’s negligence, through no fault of their own. You can be a cautious, defensive driver and still become an accident injury victim—a statistic—because someone else chose to drive recklessly and caused a car crash. One moment, you are driving home from work. The next moment, your airbag has deployed and you are in severe pain, all because someone felt like the red light was too much of an inconvenience for them. If you were hurt in a car crash through no fault of your own and want to learn more about your legal options as an accident victim, contact a car accident lawyer at Greg Prosmushkin, P.C. for a free consultation.
After the accident
Being hurt in an automobile accident can leave you feeling like your mind has turned upside down, and it can be tough to know what to do in the aftermath of the collision. Here is what you need to do after a car crash:
- Get immediate medical attention and get injuries treated.
- Once your medical condition is stable, gather documentation regarding the accident. Take photos of injuries, keep copies of any police reports or witness statements regarding the accident, and retain copies of medical bills related to injury treatment.
- Present your documentation to an attorney who specializes in car crash injury litigation so you can work together to build a solid legal case.
Car crash statistics
According to data published by the Insurance Institute for Highway Safety, 1,088 people lost their lives in road crashes in 2016 in the state of Pennsylvania alone, and an additional 37,000 or more are estimated to have died nationwide based on reports from the Association for Safe International Road Travel. It is estimated that more than 2 million people are injured in car accidents each year in the United States, and as many as 50 million people are estimated to be injured each year in traffic collisions worldwide. More than 40 percent of all fatal accidents in Pennsylvania involved passenger car occupants, and an additional 20 percent of fatal crashes involved SUV or pickup truck occupants.
FAQs for Allentown Car Accident Attorney
Car crashes are the most common type of personal injury claims in Pennsylvania. Whether or not you are entitled to recover damages from another party depends on multiple factors.
Navigating the insurance claims process after a motor vehicle collision if you are not represented by car accident attorney can feel like a daunting task.
We will go through some of the most common questions asked by people filing a claim for the first time.
Do You Have Limited or Full Tort?
The type of tort on your insurance policy will have a significant effect on your ability to pursue compensation after a car crash in Pennsylvania.
Full tort coverage means that you and your family members have unrestricted access to file a claim against the at-fault motorist if you were in any kind of motor vehicle collision.
Limited tort coverage, on the other hand, comes with certain restrictions when it comes to obtaining compensation after a car crash. For your case to qualify for monetary compensation under limited tort coverage, your injury needs to be serious enough.
Many motorists in Pennsylvania have no idea what type of tort they have on their insurance policy until they get into an accident. Get all the information about the policy before purchasing insurance coverage.
Let our Allentown car accident lawyer from The Law Offices of Greg Prosmushkin, P.C., review your policy to determine your best course of action after a car collision.
What Happens If My Friend Gets into a Crash While Driving My Car?
If your friend borrowed your car and got into a car crash in Allentown or elsewhere in Pennsylvania, your insurance company will cover the damages and losses. However, if your friend has his or her own insurance coverage, their own insurance coverage will apply.
Your friend needs to prove that he or she had your permission to use your vehicle in order for your insurance coverage to apply.
Will I Be Compensated for Lost Wages?
Those who purchase income loss protection, which is optional in Pennsylvania, enjoy greater protection when their car accident results in lost wages than those who do not carry this type of insurance coverage.
Generally, the income loss protection coverage protects 80% of gross income lost after the first five days of work missed. However, such coverage has a threshold of up to $1,000 per month, which is why it is recommended to purchase income loss protection at a level that provides a safety net.
However, you may still be able to recover the loss of income after a car crash even if you do not carry the lost wages protection coverage. An Allentown car accident attorney can help you seek compensation for your lost wages from the at-fault party.
How Soon Can I Be Compensated After Filing a Car Accident Claim?
After a car crash, it is understandable that injured persons want to know when to expect their personal injury case to end and bring them much-needed compensation.
How soon you will be compensated for your injury depends on the complexity of your case and the at-fault party’s willingness to negotiate and find a consensus. Every case is unique, which is why only an experienced Allentown car accident lawyer can determine how much time it will take for you to recover damages.
Being represented by a lawyer can also speed up the process because a skilled attorney knows the insurance claims process like the back of his or her hand and can help you avoid unnecessary delays.
Greg Prosmushkin, P.C. can take on your car accident case
If you need a car accident lawyer in Allentown, the attorneys at Greg Prosmushkin, P.C. are here to assist you. We specialize in handling car accident injury claims and will fight to recover the compensation you are entitled to under the law. We are passionate about helping our clients pursue justice in the civil courts. If someone else’s negligence led to you becoming injured, you can sue them for damages. Damages are calculated taking a variety of factors (pain and suffering, cost of daily living expenses, cost of medical care) into consideration, and these damages may then be paid out to you as cash compensation from the party that was liable for your injuries. Contact us today for your no-cost case assessment.