If you or a family member have been in a car accident, the aftermath can be confusing. Soon after a crash occurs and you report the incident to the insurance company, you will get a phone call from a claims adjuster. How you handle conversations with the claims adjuster can affect your entire case. At the Law Offices of Greg Prosmushkin, P.C., we are ready to help you through this. When you need an auto accident attorney in Philadelphia, you can count on us to get the compensation you deserve.
Why is the claims adjuster calling me?
First, some facts. During the latest reporting year in Pennsylvania, there were more than 128,000 total crashes reported. Out of those crashes, there were:
- 1,137 fatalities
- 80,612 injuries
We bring you these stats to highlight just how often insurance companies are involved in incidents. They are good at what they do – ensuring you get less money than you should.
If an insurance claims adjuster calls you after an accident, don’t panic. This is just part of the process. However, if you have sustained injuries or damages as a result of the car accident, you need to be careful when they call.
It is important to point out that the insurance adjuster is not on your side, even if they work for your insurance carrier. Their goal is to minimize the amount of money they pay out in a settlement. They will record what you say and take plenty of notes. They will use that information against you if they think it will get them off the hook for paying a claim.
Use an attorney to speak to the adjuster
When you make a claim to the insurance company, tell them that you are securing an attorney to help with your case. They may not like it, and they may even question why you are doing so. Pushy insurance adjusters will work to get you to take a settlement offer long before the case has been fully evaluated and the settlement will be much lower than what you should really be receiving in compensation.
If the insurance company or adjuster asks you to sign a release, do not do so. This could cause you to lose your right to further compensation.
- If you have not completed medical treatment for a car accident injury and receive a final evaluation from your doctor, do not sign a release.
Let us get started on your case
If you or someone you love has been in an accident and are having to deal with insurance claims adjusters, please seek legal assistance as soon as possible. The team at the Law Offices of Greg Prosmushkin, P.C. is ready to make sure you get through this process as seamlessly as possible. If you are entitled to compensation due to the crash-related expenses, we will ensure you are taken care of. Our goal is to secure:
- Coverage of your medical bills
- Compensation for lost income if you cannot work
- Mental anguish damages
- Loss of enjoyment of life damages
- Possible punitive damages against a negligent party