Car accidents usually happen when you least expect them to occur, which in turn means that you cannot be prepared for resulting injuries, damages, and complications. Our clients often call us after a car accident with questions about how to handle immediate matters and questions about long term considerations. Frequently asked questions include:
- My car is not drivable or I’m too injured to drive, so how do I get to medical appointments?
- The other driver’s insurance company called me; should I call them back?
- Should I accept a settlement offer from an insurance company?
- What if the other driver alleges that I was at fault for the accident, but I was not?
- Who pays for my lost income and medical bills? What about my other damages?
- Will I have to go to court?
When you have sustained injuries and damages in a car accident that was caused by someone else, securing a recovery can be difficult, especially if you are going at it alone. Contact our auto accident attorneys at The Law Offices of Greg Prosmushkin, P.C. Every car accident is different and there are no ‘one size fits all’ answers so it is important to consult a car accident expert who will review the facts of your case and discuss available recovery options and strategies with you.
New Jersey car accident law
New Jersey has no fault car accident law, which means that typically your medical bills will first be paid out of your own insurance policy. This does not, however, mean that you will not be allowed to recover for your medical bills and other damages from the other driver. The laws are complicated and that is why it is important to consult with a New Jersey car accident expert to be sure that you exercise available recovery options that will maximize your financial compensation.
If the other driver’s insurance company contacts you, you should know that 1) you are not required to talk to them and, 2) they are not working for you so they are not serving your best interests. In fact, their interests are protecting themselves by limiting liability and the amount they have to pay out to injured parties. Insurance companies may ask questions about how the accident happened and the extent of your resulting injuries. Questions they ask may be designed to encourage you to unknowingly admit liability or to minimize your injuries and damages. Unfortunately, many unsuspecting car accident victims fall into this trap and their recovery is harmed as a result.
Recovery may depend on a number of factors including the extent of your injuries, your insurance coverage, the other driver’s insurance coverage, and allocation of fault. Our New Jersey car accident attorneys understand and are experienced with New Jersey car accident law, insurance requirements and coverage, settlement negotiations, and car accident trials. Compensation for your injuries and damages is too important to try to handle on your own, especially when serious injuries are involved. Contact an Atlantic City car accident expert at The Law Offices of Greg Prosmushkin, P.C. to schedule a consultation.