Philadelphia Taxi Cab Car Accident Lawyer
Taxis are an integral part of commerce and means of transportation in cities such as Philadelphia. As integral as they are to managing the city, not all Philadelphia taxi drivers should have taxi licenses. Cab drivers earn their income from fares based on mileage. As a result, taxi operators will often drive at high speeds and disregard traffic laws in order to maximize their income. This type of incentive to get the passenger to his or her destination as quickly as possible, coupled with the narrow one-way roads of Philadelphia, increases the likelyhood of being involved in an accident.
Major metropolitan cities like Philadelphia have an established taxicab system with hundreds, if not thousands, of cabs throughout the greater Philadelphia area. Therefore, a tremendous amount of Accidents which take place involve taxicabs.
Taxicab drivers owe their passengers the highest standard of care. This means that they are responsible for ensuring that you get from point A to point B in the safest manner possible. Driving a paying customer requires the cab driver to follow all the rules of the road, and to avoid roads which may jostle, jolt, or shake their paying fares. Cab drivers must pay special attention to others on the road and must maintain the safest operation of their cab possible.
Problems arise routinely in taxicab accidents, most often because the cab driver violates some rule or code in the manner in which they are driving. Remember, they are held to a higher standard than you would be if you were driving a friend to a movie. At The Law Offices of Greg Prosmushkin, P.C. our attorneys and staff are well versed in handling cab accidents from the moment a new client is involved in a taxicab accident to trial in front of a jury. If you have questions about the conduct of a cab driver, or with an accident you were in as a paying passenger in a cab, please call The Law Offices of Greg Prosmushkin, P.C. It’s free! Just call and make an appointment. One of our attorneys will assist you with any question you may have.
What Can I Recover if I Sue a Cab Driver for Negligence?
This is the bad news. Most of the time, there is only a 15/30 insurance policy which covers Philadelphia cab drivers. Therefore, if you were the only passenger in the accident with your cab, you would be limited to $15,000.00 as a recovery. However, sometimes people take cabs, not because they do not have a car, but because it’s simply more convenient. If you are in an accident while occupying a cab, you could be able to make a claim against your own company’s underinsured motorist coverage. This way you may be able to achieve a settlement for more than the mandatory Pennsylvania minimum (which, by the way, has been the minimum since the 1970’s).
Taxicab accidents are difficult to handle, because the cab insurance companies tend to view their minimum policy as indispensable. This means that many attorneys in the area do not get their clients the full value deserved from a company that only allows for a 15/30.
Who Pays My Medical Bills?
If you do not own a car or reside with a resident relative, then the cab has to pay your bills. But, you need to also bear in mind that you are capped at the policy minimum for medical at $5,000.00
Call The Law Offices of Greg Prosmushkin, P.C. to arrange a free consultation with one of our car accident lawyers. We make the confusing easy.
This content was written on behalf of Greg Prosmushkin.