Cherry Hill residents and visitors frequently use rideshares to get around town or to get out of town when they do not want the hassle of driving their own car or taking public transportation. Thanks to Cherry Hill’s prime location, it is a short Lyft drive to other cities such as Camden, Philadelphia, Trenton, and Princeton. It is not even uncommon to take a Lyft to head out of town for a long weekend in New York City. For these reasons, rideshare companies like Lyft and Uber thrive in Cherry Hill. What our Cherry Hill Lyft accident attorneys know is that everyone loves the convenience of rideshares, until they experience the inconvenience of a rideshare accident.
Lyft accident recovery options and issues
In a Lyft accident you basically have three recovery options: recover from Lyft, from the Lyft driver, or from a third party who caused the accident. Problems with rideshare accidents arise when insurance companies argue about liability and coverage and companies deny claims while pointing fingers at each other.
- Recovering from Lyft – Recovering from Lyft and other rideshare companies has often proven to be difficult. They deny claims with explanations such as the Lyft insurance policy was not in effect at the time of the accident, the driver’s insurance policy should cover the injured parties, or in a liability dispute, they may argue that it is up to the injured party or a third party’s insurance to cover the claim.
- Recovering from an at fault Lyft driver – When a Lyft driver causes an accident, his or her insurance company may deny the claim because he or she was ‘driving for hire.’ If the driver was transporting a passenger at the time of the accident, Lyft’s coverage should be in effect. Of course, if Lyft argues that its driver was not liable, it will claim that a third party’s insurance coverage should handle the injuries.
- Recovering from an at fault third party – This recovery will be like a regular car accident that does not involve the fight between a rideshare and driver’s insurance coverage. The third party’s insurance should cover the injuries if there is no dispute about liability.
New Jersey rideshare law
Fortunately for Cherry Hill Lyft users, so long as they are in the state of New Jersey when a Lyft accident occurs, New Jersey rideshare laws protect them. New Jersey rideshare laws provide added protections for Lyft users including increased coverage requirements for Lyft’s insurance policy. The law also requires background check for drivers and specifies convictions that prohibit someone from driving for rideshare companies.
If you have been injured in a Lyft accident, contact Cherry Hill Lyft accident attorneys at The Law Offices of Greg Prosmushkin, P.C. to discuss your claim. Liability and coverage is tricky in rideshare accidents, but not for our Lyft accident experts. We will help you value your claim, negotiate with insurance companies, and take your case to trial if you do not receive settlement offers that fully and fairly compensate you for your injuries and damages.